renter's insurance quotes logo


LM_renters_icons_728x90

The Best Renter Insurance In Southern California

Tenant Insurance Tips

By David Thomson

Until recently, finding home insurance if you are a tenant was extremely hard and even if you did find it you were expected to pay way over the odds for it. However, with the rise in the number of people choosing to rent rather than buy, tenant insurance is now much easier to find and also fairer.

Certain companies have taken to specialising in insurance for those who rent and it can be a worthwhile investment when renting. Taking out a policy can insure you for the deposit you paid the landlord and also for any unforeseen events which could occur while you are a tenant.

It is imperative to shop around when looking for insurance and go to a specialist in tenant policies. If you don’t, then while you could get insurance, you may find yourself paying way over the odds. The area in which you are renting will be taken into account when taking out a policy so be sure to ask that your area is covered.

All companies will ask you how much you need to be insured for and when asked this you should remember that it is the contents of the home, not the property itself, that you will want to insure. So when taking this into account, tot up the value of everything in your home and don’t overlook anything.

Other considerations you should take into account when purchasing tenant insurance is for items such as the contents of your freezer. Expensive items like digital cameras, bicycles and a laptop computer should also be thought about.

However these might not be included in a standard tenant’s policy so you should enquire as to exactly what and what is not covered in the policy. However if you are taking such items as a laptop computer out of the home this will require separate cover if stolen while off the property.

Usually a standard tenant’s policy will insure your possessions between £3,000 and £40,000. Up to 6 people living in one apartment will be covered under the same policy and coverage for items that are left in outbuildings and garages will usually be included in the premium, provided it can be proved reasonable force was used if they are stolen.

Get free quote comparisons at http://renters-insurance-quotes.com/.  

Article Source: http://www.NewArticlesOnline.com

Launched in March 2003, BestDealInsurance are a completely independent specialist broker.They offer the full range of household insurance.


Here's some more of our recent renter's insurance articles you may find of interest...

Apartment Finder Quick, Easy, User Friendly, Find An Apartment Today
By Wayne M
ApartmentLinks helps you make the best decision when looking for your next apartment by providing all the information you need in one place. You can begin your Read more...
Facts About Renters Insurance
By Brian Walker, Thu Dec 8th
If you rent an apartment or house, you might consider purchasing renters insurance.Renters insurance provides coverage for damage or loss ofpersonal property for people Read more...
5 Magic Points
By Tom Levine, Thu Dec 8th
Buying a home is the American Dream. It is more than a place you put your hat at the end of the day. It defines you, protects you, and prospers with you. Yes, home ownership is a noble pursuit, Read more...





Untitled Document